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        <title>Aloha Tony's Oahu Real Estate Blog</title>
        <link>http://www.alohatony.com/blog/hawaii-real-estate1/</link>
        <description>Honolulu Hawaii real estate updates and information for both buyers and sellers from one of Hawaii's top real estate agents.</description>
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            <guid>http://www.alohatony.com/blog/oahu-real-estate-very-thin-market-with-prices-up-number-of-listings-and-sales-down.html</guid>
            <link>http://www.alohatony.com/blog/oahu-real-estate-very-thin-market-with-prices-up-number-of-listings-and-sales-down.html</link>
            <author>alohatony@gmail.com (Tony Kawaguchi, RA)</author>
            <title>Oahu real estate - very thin market with prices up, number of listings and sales down</title>
            <description> <![CDATA[ 
How is the market?&nbsp; 5 people have asked me this question since this morning.&nbsp; Of course it's common for people to ask me this, but right now I sense that many people don't see a clear direction for the market right now.&nbsp; 

We can look back and see that since last year prices around Oahu have risen 5% on average for all home sales on Oahu.&nbsp;&nbsp; But where is it going? Everyone wants to know .

(I predicted the bottom of the over 2 years ago, and also predicted the top of the market in 2005.)

F... ]]> </description>
            <pubDate>Mon, 16 Apr 2012 14:51:38 -1000</pubDate>
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            <guid>http://www.alohatony.com/blog/buy-a-house-to-save-your-life-seriously.html</guid>
            <link>http://www.alohatony.com/blog/buy-a-house-to-save-your-life-seriously.html</link>
            <author>alohatony@gmail.com (Tony Kawaguchi, RA)</author>
            <title>Buy a house to save your life - seriously.</title>
            <description> <![CDATA[ 
Did you ever think of your house as a financial safety net?&nbsp; 

I read a post this morning on Gigi Hawaii's blog, in which she explained that owning a home is about to save her life, so to speak.&nbsp;

She writes, &quot;We plan to apply for a reverse mortgage next month... If the reverse mortgage goes through, we will pay off our two mortgages and David&rsquo;s car loan, thereby saving $3,000 per month.&nbsp; ... We have no choice but to do this.  When he was 
demoted in July, David had a $23,000 pay cut... ]]> </description>
            <pubDate>Fri, 17 Dec 2010 11:21:42 -1000</pubDate>
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            <guid>http://www.alohatony.com/blog/obamas-hawaii-vacation-begins-next-week-30-pictures-of-the-kailua-beach-house.html</guid>
            <link>http://www.alohatony.com/blog/obamas-hawaii-vacation-begins-next-week-30-pictures-of-the-kailua-beach-house.html</link>
            <author>alohatony@gmail.com (Tony Kawaguchi, RA)</author>
            <title>Obama's Hawaii Vacation Begins Next Week - 30 Pictures Of The Kailua Beach House</title>
            <description> <![CDATA[ 




Next week, President Barack Obama will arrive in Oahu for his annual Hawaii vacation.&nbsp; I've had several occassions to be in the vacation home that the President rents, since I had a few interested buyers when it was for sale for $9.5 million.&nbsp; 

This beachfront Kailua property has about half an acre right on the sand, and looks straight down Kailua beach.&nbsp; The house is only 4 bedrooms, 5 bathrooms, and about 5000 square 
feet.&nbsp; Not too big, considering many houses on the mainland are... ]]> </description>
            <pubDate>Fri, 17 Dec 2010 04:02:20 -1000</pubDate>
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            <guid>http://www.alohatony.com/blog/obamas-14-million-hawaii-vacation-rental-listed-for-sale-lanikai-kailua.html</guid>
            <link>http://www.alohatony.com/blog/obamas-14-million-hawaii-vacation-rental-listed-for-sale-lanikai-kailua.html</link>
            <author>alohatony@gmail.com (Tony Kawaguchi, RA)</author>
            <title>Obama's $14 million Hawaii vacation rental listed for sale - Lanikai, Kailua</title>
            <description> <![CDATA[ 
It has 11 bedrooms, 10 1/2 baths, 11,684 square feet of roofed living space, and it's right on one of Hawaii's best beaches in Lanikai.&nbsp; This beachfront lot is nearly one acre (41,924 square feet) and has 91 feet of beach frontage.

&nbsp;

For just $14,000,000, you can own this 1988 this resort style home, which has this large gourmet kitchen, complete with commercial style double width refrigerator, 2 dishwashers, 8 burner gas Viking range, and of course, an ocean view.&nbsp; There are 2 sinks, a se... ]]> </description>
            <pubDate>Sat, 04 Dec 2010 12:06:23 -1000</pubDate>
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            <guid>http://www.alohatony.com/blog/its-80-degrees-warm-in-hawaii.html</guid>
            <link>http://www.alohatony.com/blog/its-80-degrees-warm-in-hawaii.html</link>
            <author>alohatony@gmail.com (Tony Kawaguchi, RA)</author>
            <title>It's 80 Degrees Warm In Hawaii!</title>
            <description> <![CDATA[ 
Many of my friends and readers all over mainland America and the world are starting to experience the cold of Winter. I just saw a few people on Facebook post something about snow on the ground, cold noses, and cold houses. 

I like to remind people, while their hands and feet are freezing  and their cars are warming up in the snow, that

IT'S WARM ALL YEAR IN HAWAII !!!&nbsp;

Today in Honolulu Hawaii, it's 85 degrees, sunny and breezy.&nbsp; I'm typing this post in shorts and a T-shirt, and it's a be... ]]> </description>
            <pubDate>Wed, 01 Dec 2010 16:30:19 -1000</pubDate>
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            <guid>http://www.alohatony.com/blog/for-the-love-of-maui.html</guid>
            <link>http://www.alohatony.com/blog/for-the-love-of-maui.html</link>
            <author>alohatony@gmail.com (Tony Kawaguchi, RA)</author>
            <title>For The Love Of Maui</title>
            <description> <![CDATA[ Trying to get a vacation booked and squared away properly can be a 
tremendous hassle for most people. Not only that, but what if you do not
 want to stay at a hotel? Maybe instead you would prefer a homelier 
setting for your vacation to Maui. MauiForum was opened by a pair of
 software engineers with a passion for Maui and vacationing. This 
website makes it easy for owners and potential renters of condos and 
properties to come together. Not only are things more convenient for the
 own... ]]> </description>
            <pubDate>Wed, 01 Dec 2010 13:19:31 -1000</pubDate>
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            <guid>http://www.alohatony.com/blog/book-dying-of-money-lessons-of-the-great-german-and-american-inflations.html</guid>
            <link>http://www.alohatony.com/blog/book-dying-of-money-lessons-of-the-great-german-and-american-inflations.html</link>
            <author>alohatony@gmail.com (Tony Kawaguchi, RA)</author>
            <title>Book: Dying of Money: Lessons of the Great German and American Inflations</title>
            <description> <![CDATA[ 
I'm currently reading &quot;Dying of Money: Lessons of the Great German and American Inflations.&quot;&nbsp; It's a very insightful and fact filled book which is part history and part economics lessons.&nbsp; Readers will learn mucuh about Keynesian economics, which in part caused the downfall of Germany's paper money and the massive hyper-inflation that resulted. 

In short, Keynsian economics says the governments should intervene in recessions by printing money and lowering interest rates, in order t... ]]> </description>
            <pubDate>Tue, 23 Nov 2010 14:47:12 -1000</pubDate>
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            <guid>http://www.alohatony.com/blog/waimea-valley-waterfall-walk-north-shore-oahu.html</guid>
            <link>http://www.alohatony.com/blog/waimea-valley-waterfall-walk-north-shore-oahu.html</link>
            <author>alohatony@gmail.com (Tony Kawaguchi, RA)</author>
            <title>Waimea Valley Waterfall Walk - North Shore Oahu</title>
            <description> <![CDATA[ 
The North Shore is usually thought of for huge waves and world class surfing. In the summer the North Shore's biggest and wave, Waimea Bay, turns into a beautiful calm beach.&nbsp; While these are the two things that mostly draw people to Waimea, there is also the Waimea valley waterfall walk.&nbsp;

Some people call it a hike, but when you see it you will agree that it is just a pleasant walk.&nbsp; The waterfall walk is about a half mile or so on a nicely paved path, which starts at this little info shac... ]]> </description>
            <pubDate>Fri, 19 Nov 2010 16:01:34 -1000</pubDate>
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            <guid>http://www.alohatony.com/blog/just-listed-hawaii-kai-townhome-625k.html</guid>
            <link>http://www.alohatony.com/blog/just-listed-hawaii-kai-townhome-625k.html</link>
            <author>alohatony@gmail.com (Tony Kawaguchi, RA)</author>
            <title>Just Listed - Hawaii Kai Townhome $625k</title>
            <description> <![CDATA[ 
Nanea Kai is a complex in the heart of Hawaii Kai built in 2003.&nbsp; This $625,000 unit is 3 bedrooms, 2.5 baths, and 1582 sqft inside, plus the open lanai.&nbsp; Plus the maintenance fees are under $350 a month! 

It has 1 attached garage and 1 open parking spot.&nbsp; Hardwood and laminate wood floors, corian counters, stainless appliances, and a large loft that serves as a family room or play room.&nbsp; Nanea Kai is just a couple minutes walk to the Hawaii Kai town center and the Safeway center.&nbsp; 

 Che... ]]> </description>
            <pubDate>Tue, 09 Nov 2010 12:18:57 -1000</pubDate>
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        <item>
            <guid>http://www.alohatony.com/blog/mortage-rates-are-stupid-low-in-oct-2000-rates-were-8.html</guid>
            <link>http://www.alohatony.com/blog/mortage-rates-are-stupid-low-in-oct-2000-rates-were-8.html</link>
            <author>alohatony@gmail.com (Tony Kawaguchi, RA)</author>
            <title>Mortage rates are stupid low! In Oct 2000, rates were 8%</title>
            <description> <![CDATA[ 
The interest rate on my first home loan was 9.875%.&nbsp; In my early 20's I bought my first condo and was happy that my loan was not over 10%, since I had no credit and little job history.&nbsp; 

To put it in perspective, if you borrowed $500,000 at 9.875% on a 30yr loan, your payment would be $4341/month.&nbsp; At today's 4.5% rate, the payment is $2533/month. That's a difference of $1808.&nbsp; 

Now home prices are about double what they were 10 years ago, but the cost to own a house is only 31% higher, n... ]]> </description>
            <pubDate>Mon, 25 Oct 2010 17:12:59 -1000</pubDate>
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