Market Updates

Oct. 21, 2026

Why Honolulu's Permit Wait Is Showing Up in Your Offer Price

Aerial view of Honolulu buildings with Diamond Head and the ocean beyond

When a buyer asks me why Oahu prices stay high even when sales cool off, I start with a number most people never look at: how long it takes to get a building permit. A study of 60 U.S. cities, reported by Honolulu Civil Beat on October 7, put …

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Posted in Market Updates
Oct. 19, 2026

A 7.4% Mortgage Rate Changes the Oahu Offer Math

Aerial view of homes and buildings below Diamond Head in Honolulu

Photo: Zetong Li via Unsplash.

Freddie Mac's weekly average for a 30-year fixed mortgage was 7.40% for the week ending October 15, unchanged from the week before. A year earlier it was 6.27%. If you're shopping on Oahu right now, that gap matters more than any list-price …

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Posted in Market Updates
Oct. 15, 2026

Oahu Single-Family Prices Slipped in September While Condos Edged Up

Aerial view of Diamond Head and the Honolulu coastline

Photo: Cosmin Serban on Unsplash.

The September numbers for Oahu came out in the first week of October, and the headline is a split I keep seeing: the median single-family price slipped 3.9% to $1.11 million, while the condo median rose 2.8% to $523,000. According to the …

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Posted in Market Updates
Oct. 11, 2026

Oahu's New Flood Maps and Condo Insurance: What I Check Before Any Offer

Almost every deal I work hits the same snag at some point. The home looks right, the price works, and then insurance shows up late in escrow and changes the math. More than once I've had a buyer under contract on a condo when the lender started asking about the …

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Posted in Market Updates
Oct. 5, 2026

Big Island Condos Hit 8.8 Months of Supply as Storms Rattle Tourism

Hawaii sunset with palm trees, mountain and house silhouetteIf you have been watching Hawaii's housing market, the headline is that single-family homes are holding up while condos are not. The Big Island shows that split more clearly than anywhere else right now. In Kailua-Kona, condo inventory has stacked up to nearly nine months of supply, and a stretch …

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Posted in Market Updates
Oct. 3, 2026

Maui and Kauai Condo Market Update: Prices Slip, Sales Show Signs of Life

Hawaii sunset with palm trees and a house silhouetteIf you have been watching neighbor island condos, the latest numbers tell a mixed story. Prices are still drifting lower on Maui and Kauai, but buyers are finally showing up, and that changes the conversation for both buyers and sellers heading into the fourth quarter. Here is what the recent …

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Posted in Market Updates
Oct. 1, 2026

Hawaii Appraisal Rules Change Nov. 2: What Buyers and Sellers Need to Know

Hawaii sunset with palm trees and a house silhouetteIf you are buying or selling a Hawaii home this fall with a conventional loan, there is a deadline you probably have not heard about: November 2, 2026. That is the day Fannie Mae and Freddie Mac fully switch to a new appraisal reporting standard called UAD 3.6. It does …

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Posted in Market Updates
Sept. 30, 2026

Hawaii's 2026-27 Property Tax Rates Just Took Effect: What Owners, Buyers, and Investors Need to Know

Hawaii sunset over a home silhouette, symbolizing 2026-27 property tax changesEvery county in Hawaii rolled out new real property tax rates for the fiscal year that began July 1, 2026, and by now most owners have seen the updated numbers on their tax bills. The broad pattern is the same from Kauai to Hawaii Island: owner-occupants are largely protected, while …

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Posted in Market Updates
Sept. 23, 2026

Hawaii's Split Market: Single-Family Home Prices Climb While Condos Slide

Anyone shopping for property in Hawaii right now has probably noticed something confusing: depending on who you talk to, the market is either heating up or cooling down. The latest August 2026 numbers explain why. Hawaii isn't running one market anymore. It's running two, and they're moving in opposite directions. …

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Posted in Market Updates
Sept. 22, 2026

Fed Hikes Rates for the First Time Since 2023: A Hawaii Buyer and Seller Game Plan

Hawaii sunset with palm trees and a home silhouette, illustrating the September 2026 Fed rate hike

On September 16 the Federal Reserve raised its benchmark rate by a quarter point, to a range of 3.75% to 4%. It was the Fed's first increase in more than three years, the vote was unanimous, and the Fed's own projections leave room for another hike before the year …

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Posted in Market Updates