The Most Complete Hawaii PCS Guide on the Web
Updated November 2026. By Tony Kawaguchi, REALTOR, The Kawaguchi Group, eXp Realty.
Quick answer: Official TRICARE guidance is to keep Prime in place, update DEERS, and transfer coverage within 90 days of arriving. Hawaii is in the TRICARE West Region. As of November 12, 2026, the official West Region contractor is TriWest Healthcare Alliance. Prime is not available everywhere, so check the official Plan Finder. Confirm current phone numbers and clinic capacity on tricare.mil. This page is not a substitute for official enrollment.
I'm Tony Kawaguchi, and I've been selling in Hawaii since 2005. Health coverage has to move when you do, and official TRICARE rules are the ones that matter, not a clinic rumor. Hawaii is in the official TRICARE West Region. This page summarizes official transfer steps for Prime, DEERS updates, and where to confirm care after you arrive. I am not a TRICARE contractor, and I will not assign you a primary care manager or invent a clinic that has space. Confirm every plan option on tricare.mil and with the official regional contractor. Ryan Adams, a 13-year Army veteran on our team, Lorraine Golden, Jaclyn Rideau, and Jet Ramos, a Navy veteran, are our PCS specialists. They can talk through the military side of the move while I work the housing search.
Oahu base housing guides
Call me at (808) 201-3577 or send me a message with your report date and gaining command, and I will work the housing search while you transfer official coverage.
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Ryan, Jet, and Jaclyn work with military buyers and sellers on a Hawaii PCS. Call (808) 201-3577 or talk to one of them below.
Ryan Adams, RA
A 13-year Army veteran and VA loan specialist who works with military buyers and sellers on Oahu.
Jet Ramos, RA
A Navy veteran and former Naval Officer who works with military buyers using VA loans and with clients relocating to the islands.
Jaclyn "Jax" Rideau, RA
A military spouse who has been through the PCS process more than once, and a Military Relocation Professional.
Official TRICARE Prime moving guidance lists three steps to avoid a break in coverage: do not disenroll from TRICARE Prime before you move; update your address in the Defense Enrollment Eligibility Reporting System, or DEERS; and transfer your TRICARE Prime coverage within 90 days of arriving at your new location. Official TRICARE moving and PCS pages also describe a 90-day period from the date of the move, after you update DEERS, to make enrollment changes. I will not pick your date for you. Use the official instructions that match your beneficiary category, because the process differs for an active-duty member, an active-duty family member, a survivor, and a retiree.
Official TRICARE guidance is that Prime is not available everywhere. You may have different plan options at the new location, including a change to TRICARE Select if Prime is not available. Check the official Plan Finder on tricare.mil before you assume you will keep the same plan. Do not disenroll first in an effort to "start over." Official transfer rules are written to keep coverage in place during the move.
Hawaii is in the official TRICARE West Region. As of the November 12, 2026 update on that official page, TriWest Healthcare Alliance is the West Region contractor. Official contact information published with TRICARE West materials includes 888-TRIWEST (874-9378). Confirm the current contractor and phone number on tricare.mil before you call, because contracts change. Older newcomers PDFs that name a previous contractor should not be treated as current.
Ask Jaclyn "Jax" Rideau
Jaclyn is a military spouse who has been through the PCS process more than once. She lives on the West side of Oahu and holds the Military Relocation Professional and REO/RELO designations.
Talk to Jaclyn or call (808) 201-3577.
After you arrive, official military treatment facilities on Oahu include Tripler Army Medical Center and other service clinics. Official Tripler getting-care guidance describes appointment priorities and referral rules, and it points Prime enrollees to the official regional process for network authorizations. Official Army newcomers materials and service clinic pages have also listed clinics at Joint Base Pearl Harbor-Hickam, Schofield Barracks, and Marine Corps Base Hawaii. Confirm current enrollment locations, phone numbers, and whether a clinic has capacity on official TRICARE and MTF pages, not from this summary. For appointments, official Tripler materials have pointed to the central line 888-683-2778 and to official online appointment tools. Confirm the current number before you call.
Official U.S. Army Garrison Pohakuloa newcomers guidance states that PTA, on the island of Hawaii, has no medical facilities. If you are PCSing there, plan TRICARE access and off-base care in advance, using the official Plan Finder and the neighbor-island PCS guide. Official PMRF welcome-aboard materials state that there are no military treatment facilities on Kauai, with limited routine care for active-duty personnel through the Independent Duty Corpsman, and have described TRICARE Prime Remote coverage in the West Region. Confirm current options on the official Plan Finder. Emergency care rules while traveling are official TRICARE rules; do not assume routine care is covered in transit. Confirm current travel-care rules on tricare.mil for your plan before you fly.
The TRICARE Dental Program is a separate enrollment from your medical plan. Official TRICARE dental pages and moving guidance tell you to update DEERS first, then update dental-program records and find a network dentist at the new location. Confirm current dental-program contacts on the official TRICARE Dental Program page. Pharmacy and vision benefits also have official rules of their own. I will not invent a formulary or a network list.
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Ask Ryan Adams
Ryan is a 13-year Army veteran and the VA loan specialist on our team. He works with military buyers and sellers on Oahu, including VA loan assumptions, remote closings, and sight-unseen purchases.
Talk to Ryan or call (808) 201-3577.
Transferring coverage is easier when DEERS already has a good address and phone number. Official Tripler referral guidance says to keep that information current so authorizations and calls reach you. I can work the housing search in parallel, using the on-base vs off-base housing guide and the arrival guide, so you have an address to put in DEERS after you arrive. Drive times on the Oahu commute-times page are estimates, not live traffic, and they are not a promise about clinic travel time.
Bring official medical, dental, and vaccination records, including school-required health forms if a child will enroll in a HIDOE school, as explained in the school enrollment guide. I do not rate schools or clinics. For school information, use official HIDOE pages and GreatSchools' Hawaii pages. For public crime data, use only the FBI Crime Data Explorer.
The Hawaii PCS checklist and the Hawaii PCS FAQ collect the rest of the move, including BAH, TLA, pets, and the car. For a spouse who will work in a licensed profession, see Hawaii's temporary military-spouse license.
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When you have a report date, call me at (808) 201-3577 or send a message. I will help with housing and leave plan enrollment to official TRICARE channels.
Other Hawaii PCS guides
Official TRICARE guidance is: do not disenroll from Prime before you move, update your address in DEERS, and transfer Prime coverage within 90 days of arriving at your new location. Official TRICARE PCS pages also describe a 90-day period from the date of the move, after you update DEERS, to make enrollment changes. Use the official instructions for your beneficiary category. Confirm current steps on tricare.mil.
Yes. Official TRICARE regional pages place Hawaii in the West Region. As of the November 12, 2026 update of the official West Region page, TriWest Healthcare Alliance is the contractor, with published contact information including 888-TRIWEST (874-9378). Confirm the current contractor and phone number on tricare.mil before you call, because contracts change.
Not automatically. Official TRICARE guidance says Prime is not available everywhere, and you may have different plan options, including Select, at the new location. Check the official Plan Finder. Do not disenroll first. Official transfer rules are written to keep coverage in place during the move.
Official military treatment facilities include Tripler Army Medical Center and other service clinics. Confirm current enrollment locations, capacity, and appointment numbers on official TRICARE and MTF pages. Official Tripler materials have pointed to a central appointment line, 888-683-2778, and to official online tools. I will not assign you a clinic or a primary care manager.
Official U.S. Army Garrison Pohakuloa newcomers guidance states that PTA has no medical facilities, and no on-post family housing or commissary. If you are PCSing there, plan TRICARE access and off-base care in advance, and use the official Plan Finder. The neighbor-island PCS guide covers official PTA housing notes.
No. Official TRICARE materials treat the Dental Program as a separate enrollment. Update DEERS first, then update dental-program records and find a network dentist at the new location. Confirm current contacts on the official TRICARE Dental Program page. Pharmacy and vision benefits have official rules of their own.
Do not assume it is. Confirm current travel-care rules for your plan on tricare.mil before you fly.
I can help with the housing search and with a stable address to put in DEERS after you arrive. Plan enrollment stays with official TRICARE channels. Call me at (808) 201-3577 or send a message. Ryan Adams, a 13-year Army veteran, Lorraine Golden, Jaclyn Rideau, and Jet Ramos, a Navy veteran, are our PCS specialists.
This page is general information, not official military, legal, tax, or lending advice. Confirm entitlements, quarantine rules, shipping, TLA, registration, and lease questions with the official office that handles your case, and with legal assistance when a contract is involved.